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Credit Manager to Folkefinans

​You want to work for an established fintech company, Pioneers within mobile consumer loans? You want to work more data driven?
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Folkefinans AS is a Norwegian credit and finance company under the supervision of the Norwegian Financial Supervisory Authority. Folkefinans is a pioneer in mobile lending and offers financial services. To private individuals through simple, flexible loans and digitized processes. Folkefinans challenges the established financial players, primarily through innovative products, but also through availability and personal service.

The company operates in Sweden and Norway and has 20+ employees currently. Most employees work in new and fresh premises in central Stockholm. As an employee at Folkefinans, you are offered a role in a flat organization where employees are encouraged to share their ideas and work closely with other departments

Job description

As credit manager at Folkefinans, you will be responsible for credit strategy management and maintaining the credit quality of the portfolio. You will create and manage the credit risk strategy framework and credit policies. By monitoring the existing policies and developing new policies, you will ensure that the portfolio quality is within expectations while enabling business growth.

  • Follow-up of the credit process from a risk and profit perspective
  • Responsibility for development of credit regulations and implementation and follow-up of credit scoring models
  • Reporting to the board, management, and relevant authorities (FI / KV)
  • Lead the work of the credit committee
  • Design and anchor credit regulations and policies
  • Manages and executes portfolio management strategies that are aligned with the risk appetite limits
  • Lending and credit assessment

We are looking for you who can work hands on and work strategically with the organization. You are a person that is motivated by team spirit.


  • A degree in Finance, Math, Statistics, Economics, or other quantitative disciplines
  • Direct risk based analytical product experience (e.g., lending credit models, credit risk,)
  • Strong analytical and creative problem-solving skills, with strong modeling experience
  • Proven ability to influence senior stakeholders
  • Managed at least one analyst, and is keen to build a strong team
  • Experience with SQL and other programming tools to scale and solve problems
  • Enthusiasm and curiosity for conducting research and answering hard questions based on data

About the company

Founded in 2006, Folkefinans AS is a Norwegian finance and credit company with branches in Sweden, Finland, and Estonia.

As a Norwegian finance and credit company Folkefinans has a license from the Norwegian Ministry of Finance and is under the supervision of the Norwegian Financial Supervisory Authority. The status as a Norwegian credit and finance company has several advantages, the most important being the quality assurance for the customers, but of course also the respect and trust from authorities and potential business partners in all countries where Folkefinans operates. As a credit institution, Folkefinans also has a sufficient license to provide payment services.

Currently Folkefinans has a license from the Norwegian Financial Supervisory Authority and the local Financial Supervisory Authorities in Sweden, Denmark, Finland and Estonia to operate branches and provide cross border services (Denmark). Folkefinans can provide credit services to any country in the European Economic Area under its Norwegian license once the relevant EEA state has been notified.

Folkefinans is led by experienced individuals with a strong passion for developing new solutions for customers' needs. We offer a stimulating workplace with high pace, innovative thinking, and development.

Folkefinans is characterized by a family atmosphere and different departments work in close collaboration with each other to achieve our goals and visions. We are a company with an open-minded atmosphere and where ideas are welcomed and encouraged.

About Lagotto Executive Search & Interim

Our clients can count on an engaged and agile partner with a thorough understanding of both their business and their organization. We build long-term relationships, continually acquiring knowledge and are up to date when it comes to understanding both the current and emerging challenges within our sector.

We boast extensive experience within strategic competence development at both group and individual levels. We recruit for potential and think long-term.

In our continual endeavor to sharpen and broaden our offering, we remain updated and abreast of developments relevant to our clients, branch and areas of expertise. 

By following and contributing to current research within HR, we have a solid understanding of the prevailing trends relating to digitalisation, organisational development and leadership. Follow us on LinkedIn to be part of our network - and share the insight.

Lagotto is a wholly owned subsidiary of Amendo Group, delivering talent solutions since 2001. Read more about us at lagottosearch.se

Questions and contact

Folkefinans is working with Lagotto Executive Search & Interim in this recruitment process. If you have any questions regarding this specific role, please contact senior consultant Christos.voglis@lagottosearch.se or +46730826212  

Känner du några som skulle passa ännu bättre? Berätta det för dem.


Humlegårdsgatan 17
114 46 Stockholm Vägbeskrivning info@lagottosearch.se 08-545 880 55 Se sida


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